I was fortunate to be recommended to Sean through a colleague. He was timely, easy to talk to, reliable, trustworthy, and was able to help me look at the big picture while also being very detail oriented. There wasn’t any “bait and switch”; which does occur in the industry. Everything happened and was followed through as he said it would. He was able to get me the best rate on the island and a great customer experience to go with it. I will recommend, and be returning to Sean at HME for all my future mortgage needs!