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We have purchased our home with Keith in 2009. His knowledge level and effort made us feel very secure in what we were doing. He went above and beyond. I hope to have Keith assist my children when the time comes. With this refinance, there was a lot of trust involved that allowed us to keep up with our busy day to day life. We know that Keith is always looking out for the better interest on our loan. He always had answers for us. What we needed done got done. We hope to continue do business with your company. Thank you Keith! Aloha